The mortgage approval process is called "underwriting" and everyone who wants a home loan needs to know how a loan is approved. This class will arm you with the crucial knowledge that will prepare you for the next steps of home buying. When you leave this class, you will know the answers to the following questions and much more: What credit score do I need, and how do I get that score? How much is the down payment? Can someone give me the money for the down payment? How much money do I need in the bank? Can I still get a loan if I had a bankruptcy or foreclosure? How long must I have a job? Does my part-time income count? If my spouse has bad credit, can I still get a loan? How much debt can I have? What kind of documentation do I need to show the lender? Do I always need an appraisal? Does the house have to be in perfect shape? Why does my real estate agent want me to be "pre-approved" for a mortgage before showing me houses? Carol Core is a senior loan officer with Security First Financial and has been in the mortgage industry for nearly 16 years. Carol loves working with her clients, helping them realize their dreams of home ownership and takes extra time with first time homebuyers to ensure they understand and feel comfortable with the daunting process of homebuying. Class is FREE but you must register to attend.

Class is free, but you must call 303.399.0093 x 0 to register and attend.

Fee Breakdown

Category	Description	Amount
Course Fee (Basic)	Non-Member	$ 0.00