Sadly, for many women, the world of investing is intimidating. This workshop empowers women to make informed financial decisions. We start with a blueprint of financial planning and wealth accumulation through investment risk balancing and calculate your investment risk tolerance score. Then we discuss tax balancing and how to integrate tax diversification into personal planning. You’ll learn the ramifications of investing on a pretax versus after-tax basis. Oftentimes, you can save more by saving in taxes than by saving alone. Finally, explore the basics of life insurance, disability income insurance, and long-term care insurance and how they fit into a financial plan. Leave knowing the steps to begin a financial plan or where gaps may exist in your current plan. Heidi Halus, MBA, LUTCF®, CLU®, CLTC®, ChFC® is a senior partner in talent acquisition with New York Life & NYLIFE Securities. She has dedicated the last 20 years to supporting women through career advancement and financial education. NOTE: This course will be offered via Zoom. Register now and then prior to class the instructor will send you the link to attend. Look for an email with "CFU online class" in the subject line. Good internet connection and a laptop or device with camera and mic is needed.

Class time is in MT. Good internet connection and a laptop or device with camera and mic is needed. You should download Zoom in advance of class. It is free to install, https://zoom.us/download. Look for an email from your instructor with the subject line CFU Zoom class for the link. Be ready to log on and join the meeting 5-10 minutes prior to the class start time so you will be ready when class begins. If you have trouble using the link, just go to Zoom.us, click "Join a Meeting" and enter the meeting ID provided in the instructor's email.

Fee Breakdown

Category	Description	Amount
Course Fee (Basic)	Non-Member	$ 41.00