End of life planning is a hard thing to face, and it's made even more difficult by confusion and misunderstanding about legal issues. Do you need a will or a trust? What is the difference? What about a power of attorney; can’t you just download one from the Internet? Do you need a living will? Must you have a will in order to appoint a guardian for your children? Take the mystery out of the many issues surrounding the planning for end of life or illness. Gain a better understanding of what planning your estate means, what your options are and who can help you put an appropriate plan into place. Receive practical advice in plain English. Erica Johnson received a JD from the University of Denver and is a partner at the law firm of Ambler, Keenan, Mitchell & Johnson LLC, where her practice emphasizes estate planning and probate.